Terms and Conditions

This document is an electronic record under the Information Technology Act, 2000 and applicable rules, as well as the amended provisions related to electronic records under various Indian laws. This electronic record is generated by a computer system and does not require any physical or digital signatures.

This document is published in accordance with Rule 3(1) of the Information Technology (Intermediaries Guidelines) Rules, 2011, which mandates the publication of the terms, conditions, and privacy policy for accessing or using the www.kyma.in website.

The domain name www.kyma.in (hereinafter referred to as the ‘Website’) is owned by Kyma India, with its registered brand name DHANAK (hereinafter referred to as "Kyma").

Your use of the Website, services, mobile application, and tools is governed by the following terms and conditions (‘Terms of Use’). If you transact on the Website, you will be subject to the policies applicable to such transactions. By merely using the Website, you enter into a contract with Kyma, and these terms and conditions, including its policies, constitute your binding obligations.

Membership Eligibility

The Website is available only to persons who can legally form binding contracts under the Indian Contract Act, 1872. Minors under the age of 18 years are not eligible to register or transact on the Website. If a minor wishes to use the Website, such transactions must be conducted by a legal guardian or parent.

Your Account and Registration Obligations

If you use the Website, you are responsible for maintaining the confidentiality of your display name and password. You are accountable for all activities under your display name and password. If we suspect that any provided information is false, incomplete, or outdated, we reserve the right to terminate or suspend your account.

Communications

By using the Website or communicating with us via email or other data transmissions, you consent to receive communications from us electronically through emails, SMS, or other modes.

Privacy

Kyma collects, stores, processes, and uses your information per our Privacy Policy. By using the Website, you consent to the collection and use of information as per Kyma’s Privacy Policy.

Use of the Website

You shall not publish, upload, transmit, or share any content that:

• Belongs to another person without authorization.

• Is harmful, defamatory, obscene, offensive, or otherwise illegal.

• Misleads, promotes fraud, or infringes on any intellectual property rights.

• Attempts to gain unauthorized access to the Website.

• Contains malware, viruses, or other harmful code.

• Impersonates another person.

You are prohibited from using automated methods (such as bots, scrapers, or crawlers) to access or collect information from the Website.

Disclaimer of Warranties and Limitation of Liability

Kyma provides the Website and services on an “as is” basis without warranties of any kind. We do not guarantee uninterrupted, error-free service or the absence of harmful components such as viruses.

Payments

Kyma is not responsible for payment-related issues, including authorization failures, exceeded transaction limits, or declined transactions. All payments must be made in Indian Rupees.

Compliance with Laws

These Terms of Use are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts in Jaipur.

General

These Terms of Use constitute the complete agreement between you and Kyma. If any provision is deemed invalid, it will not affect the enforceability of the remaining provisions. Kyma may transfer or assign its rights under these terms without prior notice.

Limitation of Liability

Under no circumstances shall Kyma be liable for any indirect, incidental, or consequential damages arising in connection with these Terms of Use.